Health Care Crisis

Health Insurance Benefits

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Health CareThere is a health care crisis in our system today. Over 47 million people nationwide do not have health care insurance. But then for those who do have insurance, is that the answer? Probably not. There are many, many cases where people who have insurance have been shocked to find out that a procedure they thought was covered by their insurance is not. Then, there are those who find out they have a critical illness and are canceled by their insurance company. This costs the “beneficiary” thousands of dollars they believed they would never have to pay.

Health Care Costs

Health CareOftentimes health care is paid for completely or in part by an employer. So, the insurance benefits are tied to the job. What happens when the employee leaves? There are some who stay at jobs where they are miserable because they believe they need the insurance. For those who are self-employed, health care insurance is one of their major costs – if they have it at all. This crisis is causing harm for many because when the cost is too exorbitant  they go without.

 

 20/20 and the Health Care Crisis

On a recent episode of 20/20 the crisis was addressed. The interviewer spoke with a doctor who said he does not accept any insurance claims. He has even gone so far as to make up his own brochure that lists the costs of several routine procedures. A patient who had no insurance said she had shopped around until she found a provider who was not only what she considered a good doctor, but who had fair prices.

Though the crisis we are experiencing is evident, doctors like those mentioned in the 20/20 interview are few and far between. A way to gain access to many health and dental providers that also will provide care for the patient without the use of health insurance is through an AmeriPlan(T) membership. This is consumer driven health care that addresses the health care where no insurance company can dictate to the patient. The patient has control over how and when they are to receive care without concern of being canceled due to a serious illness.Health Care Crisis

Health Care and Socialized Medicine

Some in our nation believe health care reform run by the by the government is the answer. In the 20/20 episode, socialized medicine was looked at in Canada. Though there is no cost to the patient, there are long waits for doctor visits – oftentimes months, and difficulties finding a bed in a hospital when there is a need for emergency care. The episode showed a many on a gurney in a hospital hallway who had just suffered a heart attack. There were no rooms available and no other hospital nearby to send him to. A Canadian citizen who needed heart surgery, couldn’t get care soon enough through her own system. She said she traveled to the United States to gain the care she needed. Though she had to pay for it, she said it was worth it because it saved her life. She indicated had she waited to be seen in her own country, she believed she would not have been alive to do the interview.

Humans Wait and Animals are Treated

Health Care CrisisThough humans have to wait, a veterinary doctor in Canada said animals often get in the same or next day for care. She indicated some of the pet owners told her they would like to come to her when they had need for health care. Though animals are like family members to those who love them, it seems strange they receive faster and sometimes better care than their human owners.

Health Care and Outsourcing

Some Americans are outsourcing their medical needs by traveling to other countries such as India and Thailand. They are saying the cost for care including the travel is much less expensive than what they would pay in the United States for the same procedure. Risks come with this outsourcing. Granted negligent care or medical errors can happen anywhere, it can be very difficult to have any recourse in a foreign country.

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We are a nation that continues to fight to remain free, yet many of our citizens do not believe they have the freedom to access the quality health care they deserve. Consumer driven health care is an answer to the crisis.

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